Whether you are a first time contractor, have your own Limited company or want to engage via an Umbrella, we are here to help. We work in partnership with an Invoice Factoring company to guarantee our contractors are paid on time each month.

We carry over £10m in Insurance and can pass you the details of Insurance Industry specialists who can arrange Contractor Insurances for you.

Please call us to discuss the options available to you.

Our contractor services include:

After securing you a contract role our on-barding process ensures you will be fully briefed about your next contract assignment, while your line manager will be able to answer any on-the-job related queries.

Our on-boarding process involves gathering references and other relevant paper work required by the client including  – A signed Contractor Agreement, Proof of Address, Copy of your Passport, Bank Details, National Insurance Number and details of any Student Loans (where applicable).  We will also require an in-case of emergency contact number.

Will be referred to our Payroll and Finance team who will carry out IR35 checks to ensure compliance, check your Company Registration Document, VAT Certificate, Insurance, and Business Bank Account details.  They can also provide advice on legislation and how to set up a Limited Company for new contract workers.

An Umbrella scheme is a simple way for contractors to get paid who do not have a Limited Company.  Our team will advise you on how the scheme works and manage your payments and statutory deductions for you including P.A.Y.E and National Insurance contributions.  An Umbrella scheme will also organise your pension contributions and holiday accrual.  Other benefits include insurance and access to sick pay and maternity pay.

Will be advised on their pay date and frequency and entitled benefits including; PENSION – By law, as your employer we must automatically enrol you into a pension scheme and deduct 5% of your salary which is transferred into the pension for you. We use the NEST Pension Scheme (who are the government recommended pension provider).

As the government recognises people often make their own pension arrangements, you are able to opt out of making the 5% pension contribution, but only within the first month of starting. After that time you will not be able to cease making these pension contributions until the end of your assignment. You will be sent an information pack from NEST which includes an option for you to de-register should you choose.

HOLIDAY – P.A.Y.E workers are entitled to take 25 days paid leave per year plus statutory Bank Holidays. The holiday allowance is calculated on a pro-rata basis and runs annually from 1st July to 31st June. Within the first couple of weeks of joining you will receive an email from our online holiday calendar provider where you will be able to view your holiday allowance. You will need to request any holidays from your line manager. Once approved, please update your holiday allowance in the calendar accordingly.

HEALTH CARE – While we do not provide free healthcare, we are able to set you up in our company’s healthcare scheme for the duration of your assignment and deduct the monthly healthcare fees from your wages. We use AXA PPP Healthcare. Please contact us for more information if you are interest in joining the scheme.

CV Bay will hold your personal data for the duration of your assignment and for no longer than necessary as required by law in relation to the purpose it was processed. You can request copies of the data we hold on you at any time by emailing our data controller at You can view our full GDPR policy on our website.

Register with CV Bay today!

CV Bay Ltd - 0121 366 9016